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May 10, 2019ByIn,

IS YOUR TRUST BUYING OR SELLING A PROPERTY?

If your Trust is buying or selling immovable property, extra care must be taken with the drafting of the agreement of sale to ensure it is a binding and valid agreement. Here are some of the points to be considered for the agreement to be valid: Authority of Trustees Trustees may only enter into a...
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April 30, 2019ByIn,

BEFORE YOU ENTER AN UBER…

Ridesharing services like Uber are convenient and popular, but you will have read of the “fake Uber” attacks and other safety concerns so on the principle of “safety first” always take a few common-sense precautions when using them. Before you get into your next Uber have a good read of their “Driving safety forward” page...
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April 30, 2019ByIn,

PROPERTY BUYERS: THERE’S A NEW DEDUCTION FROM INTEREST EARNED ON YOUR DEPOSIT

If you pay a deposit to the conveyancer when buying property, make sure that you earn interest on it. It may not amount to much (unless there are long delays in transfer and/or we are talking big numbers here) but it is as they say a lot better than nothing. When you buy property, the...
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April 30, 2019ByIn,

ESTATE AGENTS: SECURING YOUR TRADE SECRETS (AND YOUR COMMISSION)

A valid Fidelity Fund Certificate (FFC) is a necessity for any estate agency. Without it, no agent can claim commission, and now a new High Court decision suggests that the agency’s contracts generally could be at risk of invalidity. “In short, it [a Fidelity Fund Certificate] is a licence to practice without which you cannot...
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April 30, 2019ByIn,

EXPATS AND EMPLOYERS: PLAN NOW FOR THE NEW EXPAT TAX CHANGES

Expats have until now enjoyed a tax exemption in respect of foreign remuneration earned, provided they meet requirements as to time periods worked overseas. The exemption will however be partially removed with new legislation recently passed. “An income tax form is like a laundry list – either way you lose your shirt” (Comedian Fred Allen)...
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April 30, 2019ByIn,

ACCIDENTALLY PAID THE WRONG PERSON? LESSONS FROM A R862K BANKING APP ERROR

“There’s no such thing as a free lunch” (Economist Milton Friedman) In these days of online banking and electronic payment, it’s not uncommon to find out to your horror that you have made a payment to someone in error, either to the wrong recipient or in an incorrect amount. If that happens to you and...
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April 30, 2019ByIn,

SECURITY ESTATES: CAN YOU FINE SPEEDSTERS?

There are many advantages to buying in a security estate or other community scheme, including quality of life and increased potential for growth in your property’s value. “When the [property owners] chose to purchase property within the estate and become members of the Association, they agreed to be bound by its rules” (extract from judgment...
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April 16, 2019ByIn,

DECEASED ESTATES PAY TAX

DECEASED ESTATES PAY TAX It is true! Even after you are no longer part of the economy, you are still liable to pay tax! As you may already know, everything is taxed, even small items you purchase at the shop on a regular day like a can of coke. HOW DOES THIS WORK WITH A...
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April 1, 2019ByIn,

YOUR DOG, CAT OR COW (EVEN YOUR BEES) COULD COST YOU MILLIONS

We all know that causing someone else loss either negligently or intentionally lays us open to being sued for damages. What is less well known – and in this case ignorance is extremely dangerous – is that animal owners can be held liable for loss or damage caused by their animals on a “no fault”...
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April 1, 2019ByIn,

NEIGHBOURS BUILDING? KNOW YOUR RIGHTS RE PLAN APPROVAL

Disputes with neighbours take many forms, and they can quickly escalate into costly and expensive litigation. So nipping them in the bud will always be first prize, and when it comes to fights over construction activity – whether it be a whole new building or additions/alterations – a good place to start is with municipal...
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